Need an appraisal for an FHA-backed mortgage? Call Stetson Appraisal Solutions LLCThe FHA maintains of approved appraisers for each state - Stetson Appraisal Solutions LLC is on the roster of approved appraisers for AZ. This indicates that we are certified and approved by the FHA to do reports for house loans underwritten by them. We're trained and understand the rules and procedures in FHA's guidance and policy documents. Be sure to contact Stetson Appraisal Solutions LLC if you need an appraisal done for an FHA-secured loan. The FHA is the Federal Housing Administration, which is a federal agency in the United States Department of Housing and Urban Development (HUD) - if your loan is an FHA-insured loan, it means it is secured by them. The lender provides all the money in the loan; the FHA simply secures the transaction by providing mortgage insurance in case the borrower defaults on his or her loan. Accessible to all buyers, FHA loan programs are designed to aid credit-worthy low-income and moderate-income families who do not meet requirements for conventional loans. Down payments are often lower with an FHA loan despite using conventional market rates. FHA loan programs are particularly helpful to those homebuyers with less available starting capital. |